Premium Rewards Checking
Multiply your money with this free, high interest checking account. Earn a colossal 2.50% APY* on your balance and receive ATM fee refunds**—not just in Little Rock or Arkansas, but nationwide. This account is nothing less than premium!
- 2.50% APY* on balances up to $15,000
- 0.30% APY* on portion of balances over $15,000
- 0.05% APY* if monthly qualifications are not met
- Nationwide ATM fee refunds up to $25 monthly**
- No minimum balance to earn rewards
- No monthly service fee
- Unlimited check writing
- Free debit card
- Free online banking with bill pay
- Free eStatements
- Free direct deposit
- Free mobile banking
- Free telephone banking
- Overdraft protection available
- $50 deposit to open
- FDIC insured
It's so simple to qualify each monthly qualification cycle that you're probably already doing it! Check to make sure you're doing the following:
- Have at least 12 debit card purchases post and clear
- Receive monthly eStatements
- Have at least 1 direct deposit or automatic payment post and clear
If you don't qualify in a given monthly qualification cycle, don't worry. There's no penalty for not qualifying... You still have a free checking account that earns a base 0.05% APY*. Plus you can get right back to making 2.50% APY* and enjoying ATM refunds** the next month you qualify.
*Minimum to open account is $50. Annual Percentage Yield (APY) accurate as of 02/11/13. Rate tiers are as follows: 2.50% APY applies to balances of $0.01 - $15,000 and 0.30% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.30% APY – 2.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. Available to personal accounts only. No monthly service fee.
**ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.